The Stepp Truck and Cargo Short Haul Transport Policy

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Short Haul Transport Policy


The Stepp Truck and Cargo Short Haul Transport Policy is designed to meet the needs of the short haul contractor.

Features
  • We offer a fixed-value option which allows the policyholder to set the sum insured per vehicle for the duration of the policy
  • Credit shortfall will be included if the sum insured is adequate
  • Credit shortfall is also available as a separate add-on
Benefits
  • Full motor cover
  • Claims are settled at the full retail value
  • Cover for wreckage removal and clean-up which is subject to a maximum of R25 000
  • When using our approved process of replacement, you will get an excess-free windscreen
  • Motor liability cover for R2 500 000 with options to increase to R50 000 000
  • Fire and explosion liability cover linked to motor liability limits
  • Legal assistance for Road Accident Fund claims
Extensions (optional)
  • Loss of use cover available
  • Cover for goods in transit
  • Theft/hijack Excess helper
  • Own damage excess helper
  • Third-party excess helper
  • Windscreen cover
  • Increased third-party liability limits
  • Increased cross-border towing limits
  • Static motor fire risk up to R30 million
Exclusions
  • Self-drive hired vehicles
  • Public vehicles
  • Military vehicles
  • Emergency vehicles