Owner Driver Policy
The Stepp Truck and Cargo Owner Driver Policy is designed to meet the needs of vehicle owners who drive their own small truck or heavy commercial vehicle (HCV).
Features
Features
- We offer a fixed-value option which allows the policyholder to set the sum insured per vehicle for the duration of the policy
- Credit shortfall will be included if the sum insured is adequate
- Credit shortfall is also available as a separate add-on
- Full motor cover
- Claims are settled at the full retail value
- Cover for wreckage removal and clean-up which is subject to a maximum of R25 000
- Cover for goods in transit for R30 000 per load
- When using our approved process of replacement, you will get an excess-free windscreen
- Motor liability cover for R5 000 000 with the option to increase to R50 000 000
- Fire and explosion liability cover for R5 000 000
- Legal assistance for Road Accident Fund claims
- Franchise excess of R5 000 in respect of own damage section
- Loss of use cover
- Theft/hijack Excess helper
- Own damage excess helper
- Third-party excess helper
- Windscreen cover
- Increased cross-border towing limits
- Increased cover for goods in transit
- Public vehicles
- Military vehicles
- Emergency vehicles